*All discount rates are based on present actual interest rate, not Annual Percentage Rate (APR). eDCU loan rates are based on APR. Current loans with evergreenDIRECT Credit Union will not be refinanced under this offer. Loans are granted on approval of credit. Rates are subject to change at any time. You will save 50% off your current rate unless your credit qualifies you for a better rate and subject to a floor as low as 2.49% on secured loans and as low as 6.70% on unsecured loans for well qualified borrowers. Your floor rate is determined by your credit score and loan term and could be different. All consumer loans are eligible for this promotion with the exception of loans secured by real estate. Interest rates are based on credit rating and your rate may be different. Minimum amount is $5,000. Maximum term for secured loans is 84 months; maximum term for unsecured loans is 72 months. Loan terms are based on approval of credit. Limit TWO 60% OFF REFI DEAL loans per member. Payments and savings will vary.